Wema Bank Transfer Code, How To Activate & Other USSD Codes

Temiloluwa Abiola
By Temiloluwa Abiola - Lead Writer
9 Min Read

The Wema Bank transfer code, *945# has provided an easy solution for customers looking to perform essential banking tasks directly from your mobile phone, with no internet connection required.

By dialing *945#, you can access popular banking services and manage your finances on the go. In this guide, we’ll take you through the steps on how to use the Wema Bank transfer code to transfer money, the Wema bank USSD code you need to perform other everyday tasks such as checking your account balance, purchasing airtime and data, borrowing money, and much more – all with just a few taps on your phone.

We will also cover the activation process for the USSD code service on your Wema Bank account, ensuring you’re fully equipped to make the most of this efficient banking solution.

If you’ve ever wondered about Wema Bank transfer code, how to send money from your Wema Bank account, or who can use the Wema Bank code, this guide got you covered.

What is Wema Bank Code?

Wema bank code is *945#, this a game-changer for customers seeking quick and efficient financial transactions without internet connectivity. 

This USSD code for Wema Bank is a versatile tool, enabling users to perform various tasks, from sending money and purchasing airtime to paying bills and making POS payments without requiring a Wema/ALAT card.

The best part is that the Wema bank USSD code, *945# is compatible with any mobile phone.

How to Activate Wema Bank Transfer Code

If you’re a Wema Bank customer looking to harness the convenience of the *945# USSD code for seamless transactions, follow these simple steps to activate and set up your USSD code:

  • On the mobile number linked to your WEMA Bank account, dial *945#.
  • Choose the option that leads to the activation process, which is option 5 
  • Input your Wema Bank account number when prompted during the activation process.
  • Create a secure 4-digit PIN for your USSD transactions. This PIN will be crucial for validating various transactions and ensuring the security of your financial activities.
  • Confirm the PIN you’ve just set up to complete the activation process.

Alternatively, you can 

  • Dial* 945*5# to initiate the activation process.
  • Provide the necessary information, such as your account number date of birth, and create a new PIN.
  • Confirm the newly created PIN to finalize the activation.

During the activation process, you may be required to input your date of birth in the format DD-MM-YYYY. The PIN you set up will be crucial in validating money transfers, bill payments, and other USSD banking transactions.

Once the activation process is complete, you can enjoy the convenience of USSD banking transactions with your Wema transfer code.

Following these straightforward steps, you’ll activate your WEMA Bank USSD code, providing a secure and efficient way to conduct financial transactions directly from your mobile phone. Embrace the future of banking with Wema Bank’s USSD code, where simplicity meets security.

How to Create a PIN for Wema Bank Transfer

Setting up your PIN for Wema Bank transfers using the *945# USSD code is quick and easy. 

Here’s a simplified guide:

  • Dial *945# from your registered mobile number.
  • Choose Option 5 for activation and PIN setup.
  • Input Account Number when prompted.
  • Create a 4-digit PIN for your USSD transactions.
  • Confirm PIN by entering it again.

Alternatively:

  • Dial *945*5# to initiate PIN setup directly.
  • Provide Account Number and Date of Birth when prompted.
  • Create a New PIN following the instructions.
  • Confirm PIN by entering it again.

Once done, you’re all set to enjoy the convenience and security of Wema Bank’s USSD code for seamless transactions.

How to Reset WEMA Bank Transfer USSD Pin

If you’ve forgotten or lost your Wema Bank USSD PIN, follow these quick steps to reset it:

  • Dial *945# on your phone keypad.
  • Select “2” to reset or change your USSD PIN.
  • Follow the instructions to enter your current USSD PIN.
  • Enter and confirm your new 4-digit USSD PIN.
  • Your new PIN is set; you can now use it for transactions.

It should be noted that you ensure you have your current USSD PIN, and the new PIN should be a secure 4-digit code. Resetting your WEMA Bank USSD PIN is simple and provides fast access to your mobile banking.

How to Transfer Money From Wema Bank to Wema Bank Account using Wema Code

  • Dial *945# on your mobile phone.
  • Input the Beneficiary’s Account Number 
  • Now input the Amount you wish to transfer.
  • Enter your 4-digit PIN to authenticate the transaction.
  • Confirm the transaction details.
  • Your transfer from Wema Bank to Wema Bank is now complete.

Alternatively, you can 

Easily dial the code directly. For example, dial *945*Beneficiary_Account_Number*Amount# (e.g., *945*1000100010*4000#).

Wema Bank Transfer Code to Another Bank

  • Dial *945# on your mobile phone.
  • Input the Beneficiary’s Account Number 
  • Then, the Amount you wish to transfer.
  • Choose the recipient’s bank from the options provided.
  • Enter your 4-digit PIN to authenticate the transaction.
  • Confirm the transaction details.
  • Your transfer from Wema Bank to another bank has now been successfully executed.

Whether you’re transferring within Wema Bank or to other banks, the *945# USSD code simplifies the process, providing a quick and convenient way to manage your transactions securely from your mobile device.

Wema Bank Code to Check Balance

  • On the mobile number linked to your Wema Bank account, dial *945*0#.
  • Confirm your selection to proceed.
  • In a short time, you’ll receive an SMS notification displaying your total account balance.
  • Your Wema Bank account balance has been successfully checked.

Checking your account balance with Wema Bank is quick and straightforward using the 945 USSD code, providing instant access to your financial information.

List of WEMA Bank USSD Codes 

Account ManagementUSSD Codes
Account Balance*945*0#
Change PIN*945*00#
Change Account*945*2*OldAcctno*NewAcctno#
Registration/Profiling On 945*945*01#
BVN Management*945*4#
Account Restriction*945*9*1*1#
Account Activation*945*5#
Account Opening*945*1#
Electricity Bill CodesUSSD Codes
Eko*945*25meterno*amount#
Ikeja*945*26*meterno*amount#
Ibadan*945*27*meterno*amount#
Abuja*945*28*meterno*amount#
Enugu*945*29*meterno*amount#
Jos*945*30*meterno*amount#
Kaduna*945*31*meterno*amount#
Kano*945*32meterno*amount#
Portharcourt*945*33*meterno*amount#
Airtime, Data, and Transfers CodesUSSD Codes
Airtime (self)*945*amount#
Airtime (others)*945*phoneNo*amount#
Airtime/Data*945*9#
Transfers (Wema account and other banks)*945*accountNo*amount#
Schools and Exams CodesUSSD Codes
WAEC
(result checking)
*945*70#
JAMB (result checking)*945*71#
LoansUSSD Codes
Quick Loan*945*65#
Salary-Base Loan*945*65#
Internet Service CodesUSSD Codes
Smile*945*16#
Spectranet*945*18#
Cardless TransactionsUSSD Codes
Mcash*945*57# and *945*57*merchantcode*amount#
Coralpay*945*58# and *945*000*REFno#
Cable TV CodesUSSD Codes
DSTV*945*11# and *945*11*smartcardNO#
GOTV*945*12# and *945*12*smartcardNO#
Startimes*945*13# and *945*13*smartcardNO#

Benefits Of WEMA Bank Transfer Codes 

  • Instant money transfers 24/7 for Wema Bank account holders.
  • Available round the clock, offering flexibility for users.
  • It is tailored for Wema Bank account holders, ensuring security.
  • Requires an activated/linked SIM card for added security.
  • Independent of data connections, enabling transactions without the internet.
  • Works seamlessly on major networks (Glo, MTN, Airtel, 9mobile).
  • Sets limits on daily transfers for enhanced security.
  • Informs users about potential charges for transparent transactions.

Conclusion 

 In conclusion, the Wema Bank transfer code *945# provides a convenient and easy way for customers to manage their finances on the go. With just a few taps on their mobile phone, users can check account balances, transfer funds, pay bills, purchase airtime, and more without internet connectivity. 

The activation process is simple, as is creating a secure PIN for authentication. This guide also covered the various Wema Bank USSD codes, making mobile banking more straightforward and accessible for customers. 

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