Access Bank code *901# has made banking more convenient for customers. This USSD code allows customers to check balances, pay bills, transfer funds between accounts, buy airtime, and more – all with a few quick prompts. It’s a one-stop shop for managing your finances on the go.
In this blog, we’ll explore how to activate the Access Bank USSD code. We’ll provide a list of essential codes like the Access transfer code and access bank codes for checking account balances, buying airtime, data, etc.
We will also look at additional features like the transfer codes to send funds to other banks, activating mobile banking for an enhanced app experience, and purchasing airtime directly from your account.
And in case you ever need it, we’ll provide the USSD code for blocking your Access Bank account or ATM card for added security. Whether you’re a seasoned user or just getting started, this guide breaks down everything you need about Access Bank USSD codes.
Access Bank USSD Code
The Access Bank USSD code is *901#. Access Bank customers can quickly carry out banking transactions directly from their mobile phones without internet access or the bank’s mobile app. USSD stands for Unstructured Supplementary Service Data.
By dialling *901# on their phones, Access Bank customers are presented with an interactive menu where they can select from various banking services. Some of the most popular transactions available through the USSD code include:
- Checking account balance
- Transferring funds to other Access Bank or other bank accounts
- Purchasing airtime for themselves or others
- Paying bills like electricity, cable TV, etc.
- Generating mini statements
- Requesting debit cards
- Opening new accounts
The Access Bank USSD code provides a fast and convenient way for customers to manage their accounts from anywhere. Transactions performed through the code are instantly processed. This has made banking more accessible for Access Bank customers, especially in rural areas with limited internet connectivity.
By dialling *901# and following the prompts, Access Bank customers can complete everyday banking tasks without visiting a physical branch or using Internet banking via a mobile app. This has significantly improved the overall customer experience.
How to Activate Transfer Code For Access Bank
The Access Bank USSD code needs to be activated before you can make use of it; below is a step-by-step guide to activating the Access USSD code:
- Dial *901# on your mobile phone registered with your Access Bank account.
- After dialling *901#, a menu will appear where you need to select the “Transfer” option.
- You’ll be prompted to enter the last 6 digits of your debit card number
- Then, enter your 10-digit Access Bank account number.
- Choose a PIN that is easy to remember but difficult for others to guess. It will be used to authorise transactions.
- Re-enter the PIN to confirm and complete registration.
Make sure to keep your PIN secure. You can now use the code to transfer funds conveniently between accounts without visiting a branch.
How to Transfer Money From Access Bank to Access Bank
Transferring money from one Access Bank account to another is simple and convenient using the USSD code for Access Bank. Follow these quick steps to move funds between your Access Bank accounts:
- Dial *901# on your registered mobile phone
- Select the “Transfer” option
- Choose the “Access Bank Account” transfer type
- Enter the recipient’s 10-digit Access Bank account number
- Input the amount you want to transfer
- Enter your USSD PIN for verification when prompted
- Confirm the transaction details and enter your PIN again
- You will receive an SMS notification once the transfer is complete
That’s the simple process of moving money from one Access Bank account to another Access Bank account in Nigeria via USSD code.
How to Transfer Money From Access Bank to Other Banks
Here are the steps to transfer money from an Access Bank account to another bank account using the USSD code:
- Dial *901#
- Select “Transfer.”
- Choose “Other Bank Account” as the transfer type
- Please enter the recipient’s account number (make sure it is the correct 10-digit account number of the other bank)
- Input the amount you want to transfer
- Select the recipient’s bank from the list of other banks
- Enter your USSD PIN for verification
- Confirm transaction details and enter PIN again
You will now get an SMS notification once the transfer is complete
How to Create Access Bank Transfer Pin Without ATM Card
The PIN creation process allows you to complete registration without an ATM card.
To create an Access Bank transfer PIN without an ATM card:
- Dial *901# from your registered mobile number
- Select the “Transfer” option
- You will be prompted to enter your ATM card details
- Instead, enter your date of birth as in your BVN
- Input your 10-digit Access Bank account number
- Choose a 4-digit PIN of your choice that is easy for you to remember
- Re-enter and confirm the PIN
- You will receive an SMS notification confirming your PIN creation
You can now use this PIN to securely access your account via the USSD shortcode and perform transactions like fund transfers without needing physical cards.
Requirements to Activate The Code
Here are the essential requirements to activate the Access Bank USSD code, in short:
- Active Access Bank account
- Access Bank debit card linked to your account
- Mobile phone with registered number
- 4-digit PIN for authorisation
Fulfilling these basic requirements allows you to register for the Access Bank USSD code service easily on your phone.
How to Reset Access Bank, Transfer Pin
If you forget your transfer PIN, the good news is it can be reset easily by following a few steps. Here is how to reset your Access Bank transfer PIN:
- Dial *901# from your registered mobile number
- Select option 4 for “Other Services.”
- Choose option 5 for “Reset PIN.”
- You will be prompted to enter your date of birth in the DDMMYYYY format.
- The system will then allow you to create a new 4-digit PIN of your choice.
- Re-enter and confirm the new PIN.
- You will receive an SMS notification confirming your PIN reset.
How to Block Access Bank Account
If your ATM card has been stolen, but you still have your phone with you, you can quickly block the account using the code for Access Bank by following the process below:
- Dial *901*911# or *901# on your mobile phone.
- Select the “Block Account” option.
- Choose whether you want to block access to your account (“Self”) or block access on someone else’s behalf (“Third Party”).
- Enter the phone number linked to the bank account you want to block.
- Select the specific bank account you want to block from the options shown.
- Enter your USSD PIN for account access.
You should receive an SMS notification if the blocking is successful. The account will now be blocked from access or transactions until you remove the block.
How to Unblock My Access Bank ATM Card With USSD Code
If, for any reason, your Access Bank ATM card has been blocked, such as multiple failed PIN attempts, you can easily unblock it by using the bank’s USSD code on your phone. To unblock your Access Bank ATM card via the USSD code:
- Dial *901*911# from the registered mobile number linked to your Access Bank account.
- Select option 6 for “Unblock USSD Code.”
- Enter your 4-digit USSD transfer PIN when prompted
- Confirm the unblock action by selecting the given option.
- You will receive an SMS notification confirming your ATM card has been cleared.
How to Block Access Bank ATM Card
Here are the steps to block your Access Bank ATM card via the USSD code:
- Dial *901# from your registered mobile phone
- Select the “Card Services” option
- Choose “Block ATM Card”
- Enter your USSD PIN when prompted
- You will receive an SMS notification confirming your card has been blocked
How to Buy Airtime From Access Bank
- Dial *901#
- Select the “Airtime & Bills” option
- Choose “Buy Airtime For Myself” or “Buy Airtime For Others”
- Select the network (MTN, Airtel, 9mobile etc.)
- Enter the phone number of the line you want to recharge
- Input the airtime amount you want to purchase
- Enter your USSD PIN for verification
- Confirm the transaction and enter your PIN again
You will receive an SMS notification once the airtime purchase is complete.
How to Fund My Betking Account With Access Bank USSD Code
To fund your BetKing account and place bets using your Access Bank account via the USSD code, follow these simple steps:
- Dial *901# from your registered mobile phone number
- Select the option for “Airtime & Bills.”
- Choose “BetKing Deposit”
- Enter your valid BetKing user ID
- Input your Access Bank USSD transfer PIN
- Key in the amount you wish to deposit into your BetKing account
- Select “Confirm” to complete the transaction
- You will receive an SMS notification once the deposit is successful
Access Bank USSD Code to Check Balance
Do you want to quickly check your account balance befor using the transfer code to access the bank to transfer money? Here are the steps:
- Dial *901# from your registered mobile phone
- Select the “Account Services” option
- Choose the “Check Balance” option
- Enter your USSD PIN when prompted
- You will receive an SMS with your current account balance
Access Bank Code for Account Number
If you want to check your banking information, like your account details, the Access bank USSD code allows you to do that with convenience. Follow the steps below to check your Access Bank account number via USSD code:
- Dial *901# from your registered mobile phone
- Select the “Account Services” option
- Choose “Account Details”
- Enter your USSD PIN when prompted
- Your account number will be displayed on your phone screen
Full List of Access Bank USSD Codes
| Transaction Type | USSD Code |
|---|---|
| Check account balance | *901*0# |
| Transfer to Access Bank account | *901*1*Amount*Account Number# |
| Transfer to other banks | *901*2*Amount*Account Number# |
| Buy airtime for yourself | *901*4*1*Beneficiary Phone Number*Amount# |
| Buy airtime for others | *901*4*2*Beneficiary Phone Number*Amount# |
| Pay bills | *901*5# |
| Update BVN | *901*6# |
| Link account | *901*7# |
| Cardless withdrawals | *901*8# |
| Block card | *901*10# |
Conclusion
Access Bank has simplified the banking process for customers with the USSD code *901#. It’s essential always to keep your USSD PINs safe.
Do not share these sensitive details with anyone, and if your phone is stolen, block your access account immediately by dialing*901*911#