How to Transfer Money From Ecobank To Other Banks: List of USSD codes 

In this digital age, sending and receiving funds has never been easier, and Ecobank provides a seamless and efficient platform to facilitate interbank transactions. In this article, we will walk you through how to transfer money from Ecobank to other banks.

We will provide you with the list of USSD codes for you to transfer money, how to activate the USSD codes to initiate transfers and how to make use of the Ecobank mobile app and internet banking easily. 

Whether you need to transfer funds to a friend, family member, or to pay for services, we’ve got you covered. 

Ecobank Transfer Code 

The Ecobank Transfer USSD code is *326#. It’s a simple code that allows customers to access various banking services and transfer funds from their Ecobank account.

When you dial this code, you can do all these transactions without going to the bank in person. It’s a convenient way to handle your banking needs right from your phone.

How To Transfer Money Using Ecobank USSD Code 

Using the USSD code makes transferring money between Ecobank and other banks a convenient and secure option, saving you time and the hassle of visiting a physical bank branch.Just follow these steps:

• Dial *326# on your phone.
  • Select “6” and select from the options below
  • By Email or SMS (Select “1”)
  • To Mobile Money (Select “2”)
  • Via Rapidtransfer (Select “3”)
  • To Ecobank Account (Select “4”)
  • To other Local Bank (Select “5”)
• Choose the type of transfer
• Select source Account
• Select beneficiary’s bank
• Enter recipient’s account number
• Type in the  amount
• Enter your 6 digit PIN and tap  “Send”. 
• Reply with your Ecobank account number or mobile banking PIN.
• Select the destination bank.
• Check all the details and confirm the transfer.
• You’ll get a confirmation message when the transfer is successful.

That’s it! The money will be transferred from your Ecobank account to the recipient’s account in the other bank.

How to Activate Ecobank Transfer Code

To activate the Ecobank Transfer Code on your phone, you need to make sure your phone number is registered for mobile money transfer. If you’ve already done that, follow these simple steps to activate the code:

• Dial *326# from your mobile phone, whether it’s a smartphone or a feature phone.
• Select menu option 3, which is “Attach Mobile Number to Account.”
• Follow the provided prompts to successfully complete the registration process.

How To Activate the USSD Codes via Mobile App

• Dial *326# using your mobile keypad.
• Use your 6-digit PIN, which you commonly use for transactions in the mobile app.
• In case you’ve forgotten your PIN, you can reset it through the Ecobank Mobile App.

How To Transfer Money Using The Ecobank app 

The Ecobank Mobile App makes money transfers easy and convenient. You can do it all from your smartphone or tablet, managing your transactions with ease. Follow hese steps 

• Download and install the Ecobank Mobile App from play store or app store.
• Log in to the app with your account details or create a new account if you don’t have one.
• Tap on “Transfer” or “Send Money” in the main menu.
• Choose “Other Banks” to send money to someone who has an account in a different bank.
• Enter the recipient’s bank account number and the amount you want to send.
• Check all the details to make sure they are correct.
• Select the account you want to use for the transfer, like savings or current account.
• Confirm the transfer, and you’re done! The money will be taken from your Ecobank account and sent to the recipient’s account in the other bank.

Besides transferring money, the app lets you check your transaction history, account balance, and access other banking services, making it helpful for all your financial transactions.

ATM Branch 

Using an ATM for interbank transfers provides a convenient way to send money without the need to visit a physical branch or use online banking. Here’s a step-by-step guide:

• Locate the nearest ATM branch and visit it.
• Insert your Ecobank debit card into the ATM machine.
• Enter your 4-digit PIN to access your account.
• From the main menu, select the option for “Transfer” or “Interbank Transfer.”
• Choose the account type you want to transfer from, such as savings or current account.
• Enter the recipient bank’s code or select the bank from the list provided.
• Input the recipient’s account number and the amount you wish to transfer.
• Double-check the details for accuracy.
• Confirm the transfer by pressing the appropriate button.
• You may receive a transaction confirmation message on the ATM screen or via SMS.

The money will be deducted from your Ecobank account and transferred to the recipient’s account in the other bank.

Ecobank Branch 

Transferring money from your Ecobank account to other banks by visiting an Ecobank branch is a straightforward process. Follow these steps:

• Locate the nearest Ecobank branch and visit it during their business hours.
• Head to the customer service or teller counter and take a queue number if necessary.
• Once called, inform the bank staff that you want to make a transfer to another bank.
• You will be asked to provide your Ecobank account number and the recipient bank’s name.
• Provide the recipient’s account number and the amount you want to transfer.
• Double-check all the details to ensure accuracy.
• The bank staff will process the transfer for you.
• You may be asked to sign a transfer form or provide some identification for security purposes.
• Once the transfer is completed, you will receive a receipt or confirmation from the bank.

Visiting an Ecobank branch for interbank transfers allows you to have a face-to-face interaction with bank staff, which can be helpful for any questions or concerns you might have about the transfer.

Bank Websites 

Doing transfers through the Ecobank website lets you handle your transactions online with ease follow these easy steps:

• Open your web browser and go to the official Ecobank website.
• Log in to your Ecobank account using your username and password. If you don’t have an account, you might need to sign up first.
• Once logged in, find the “Transfers” or “Send Money” section on the website.
• Choose “Other Banks” or “Interbank Transfer.”
• Pick the account you want to transfer money from, like savings or current account.
• Enter the recipient bank’s name, their account number, and the amount you want to send.
• Double-check all the details to make sure they’re correct.
• Check if there are any fees for the transfer and confirm the transaction.
• You may get a confirmation message or a reference number for the transfer.

List of Ecobank Mobile Transfer Codes 

Conclusion 

Transferring money from your Ecobank account to other banks is a straightforward process that offers convenience and efficiency.

However, please note that you will be charged the sum of N6.98 for every initiation of the USSD code(*326#).

Frequently Asked Questions

How do I activate my USSD transfer for Ecobank?

To activate your Ecobank USSD transfer, ensure an active account and register your phone number with the bank. Dial *326# and follow the on-screen instructions, providing necessary details for verification. 

How long does it take to transfer money from Ecobank to another bank?

The time it takes to transfer money from Ecobank to another bank can vary depending on several factors. In most cases, if the transfer is initiated through online or mobile banking platforms, it may be processed and completed within 5-10 minutes. 

How do I get a PIN for Ecobank mobile transfer?

You can get a PIN for  Ecobank mobile transfer PIN by opening an account if you don’t have one, registering your phone number, dialing *326#, and following the prompts to create your four-digit PIN.

Why is Ecobank USSD not working?

Ecobank USSD may not be working due to poor network, incorrect code, unregistered number, service downtime, low balance, expired service, or security concerns. To resolve, check network, use correct code (*326#), register number, verify balance, and contact customer support if needed.

What is the maximum transfer on Ecobank USSD?

The maximum transfer limit on Ecobank USSD varies depending on the type of account you have. Generally, the daily transfer limit for Ecobank USSD is between 20,000 and 1, 000,000 Naira.