Do you ever find yourself needing to quickly check your bank account balance or transfer funds but need access to Internet banking? The GTBank USSD code, *737#, offers an easy solution.
The GTB USSD code allows customers to access a range of banking services quickly and securely right from their mobile phones without needing mobile data or internet connectivity.
Here, we’ll provide an overview of GTBank USSD code and outline the steps to completing transactions, like checking your GTBank account balance, transferring money from GTB, etc.
We’ll also cover how to activate the GTB transfer code. So, if you’re a GTBank customer looking to save time and bank from anywhere, read on to learn how to use the GTBank USSD code.
How to Activate GTB Transfer Code
In order to start enjoying quick and convenient banking via the GTBank USSD transfer code *737#, you first need to activate the code by registering your mobile phone number.
Activating GTBank USSD Code Using an ATM Card
- Dial *737# and enter your 10-digit account number
- Input your 11-digit Bank Verification Number (BVN)
- Key in the last six digits of your GTBank ATM card
- Select a 4-digit transaction PIN and confirm
- Your phone number is now registered for USSD banking
How to Activate GTBank USSD Code without an ATM Card
- Dial *737#
- Input “10” on the prompt screen
- Enter “2” for Create PIN – No Debit Card
- Fill in your account details like account number and date of birth
- Set your 4-digit PIN for USSD transactions
If the above methods don’t work, visit any GTBank branch or contact their customer care.
To activate GTB USSD Banking manually:
- Dial *737# on your linked mobile number
- Select “Create PIN” or “Setup PIN.”
- Enter and confirm your 4-digit PIN
- Your PIN creation will be verified
Once activated, the GTB USSD banking code will be enabled on your phone.
GTBank Transfer Code
The GTBank transfer code for mobile banking is *737#.
Transferring to GTBank Accounts
- Dial *737# on your registered phone number with GTBank
- You will be prompted to enter your USSD transaction PIN
- Select the “Transfer” option from the main menu
- Select the “GTBank” transfer option
- Enter the amount you want to transfer in Nigerian Naira
- Enter the 10-digit account number of the recipient GTBank account holder
- Confirm the account number and amount are correct
- Enter your USSD transaction PIN again to authorize the transfer
- You will receive an instant confirmation message if the transfer is successful
GTB Transfer Code to Other Banks
Here is how to transfer from your GTBank account to other banks using the USSD Code
- Select the “Other Bank” transfer option from the main menu
- Please enter the amount, the recipient’s 11-digit account number and their bank code (3-digit code for the bank)
- Confirm all details are correct before authorizing with your PIN
- Transfers to other banks may take some time (up to one business day) to reflect in the recipient’s account
- You can check status by selecting the “Transfer Status” option from the main menu
How to Check GTBank Account Balance Using The USSD Code
The GTBank code to check your balance is *737*6*1#, but you can also decide to follow the steps below to check your GTBank account balance:
- Dial *737# from your registered mobile phone
- From the main menu, select the “Check Balance” option. This is usually the first or second option on the menu.
- You will see two account balance options – “Current Balance” and “Available Balance”. The current balance displays your total account balance, including any pending debit transactions that have yet to be deducted. The available balance shows the amount you can access or spend from your account, excluding pending transactions.
- Select the required balance option, and your available or current account balance will be displayed instantly on your phone screen.
- You can check your balance as frequently as you want without incurring any charges.
GTB BVN Code
Here are the steps to check your GTBank BVN using the USSD code 5650#:
- Dial *565*0# from your registered mobile phone number linked to your GTBank account.
- You will be prompted to enter your 10-digit GTBank account number.
- Input your account number.
- On the next screen, enter your 6-digit ATM card PIN.
- Your 11-digit BVN will be displayed on your phone screen.
How to Open a GTBank Account
Opening a GTBank account has become a straightforward process that can be completed within minutes via the bank’s USSD code or online signup.
To open a GTBank account via USSD code, dial *737*0# from your registered mobile number. Follow the on-screen prompts to provide your details. An account number will be automatically created and sent via SMS. Account opening forms are optional for this signup process.
Once you receive your 10-digit account or NUBAN number, you can start using your phone number as your account number to carry out transactions at GTBank branches or GTExpress outlets.
For those who prefer opening an account online, here are the steps to create an account on the GTBank website:
- Visit www.gtbank.com and click the “Login” button in the top right corner.
- Click the “Sign Up” button under the “Internet Banking” section.
- Fill in the required information, including your proposed account number, email address, preferred username and password.
- Create a security question and answer for identity verification purposes.
- Review the terms and conditions before submitting your application.
- You will receive a confirmation email with further instructions on how to activate your new GTBank account.
This makes the account opening process completely digital and paperless. Existing customers can also open additional accounts online in a matter of minutes.
How to Get GTBank Token Code
Here are the steps to generate a GTBank token code via USSD:
- Dial *737*7# using the phone number registered to your GTBank account.
- Enter your 10-digit bank account number.
- Input the last 6 digits on your GTBank MasterCard.
- A 6-digit token code will be generated and displayed on your phone screen.
- This token code is valid for 60 seconds only.
Log in to your GTBank internet banking or mobile app during this time. When prompted, input the 6-digit token code to complete pending transactions. Once used, the token code expires, and you will need to generate a new one for subsequent transactions.
Make sure to complete transactions within 60 seconds of generating the token code via USSD for a seamless experience. You can also create token codes through the GTBank internet banking portal or mobile app as an alternative.
This allows GTBank customers to obtain a secure token code easily from their mobile phones to finalize transactions online. Let me know if you need any clarification!
How to Access GTBank Customer Care Live Chat
Here are the quick steps to access GTBank customer care live chat:
- Visit www.gtbank.com
- Click on ‘Contact Us’ at the bottom of the homepage
- Click the ‘Live Chat’ option in the pop-up window
- Provide your name, email and reason for the chat
- An agent will engage with you instantly to assist
- Thank the agent once your issue is resolved, and end the chat
This provides an easy and convenient way for GTBank customers to get quick support or clarification on their accounts and transactions through a live chat session with a customer care representative on the bank’s website.
List of Other GTBank USSD Codes
| S/N | GTBank USSD Code | Description |
| 1 | *737*0# | Account Opening |
| 2 | *737*1*Amount*NUBAN Account Number# | Money Transfer to GTBank |
| 3 | *737*2*Amount*NUBAN Account Number# | Money Transfer to Other Bank |
| 4 | *737*amount# | Airtime Top-up for Self |
| 5 | *737*Amount*Phone Number# | Airtime Top-up for Others |
| 6 | *737*4# | Data Purchase |
| 7 | *737*6*1# | Check Account Balance |
| 8 | *7376*3# | Check Card Status |
| 9 | *737*7# | Generate OTP |
| 10 | *737*8*1# | Airtime Advance |
| 11 | *737*8*2# | Salary Advance |
| 12 | *737*1*1# | Account Reactivation |
| 13 | *737*1*3# | PayCode |
| 14 | *737*3*1*amount*Merchantcode# | 737 Edu Payment |
| 15 | *737*3*2*amount*Merchantcode# | 737 Give Payment |
| 16 | *737*3*5*amount*Merchantcode# | Checkout Payment |
| 17 | *737*3*7*amount*SmartcardNo# | Bill Payment for StarTimes |
| 18 | *737*4*8# | Fast Track Deposit |
| 19 | *737*4*9# | Fast Track Withdrawal |
| 20 | *737*50*amount*location# | Electricity Bill Payment |
| 21 | *737*5# | Create Transaction PIN |
| 22 | *737*6# | Enquiries Menu |
| 23 | *737*5*1# | Loan/Credit Services |
Benefits of GTBank Transfer Code
- Transactions can be done anytime, anywhere, without visiting a branch through simple taps on the phone.
- Transactions are instantly reflected in the account with no delays.
- Account balances and movements can be easily tracked for efficient financial management.
- Transactions are completed in real time for faster turnaround.
- Simple to operate with no special skills needed for on-the-go banking.
- It can be accessed from any mobile device, regardless of make or model.
- Works without internet for banking in low connectivity areas.
- Payments, transfers, and other tasks are completed quickly.
Conclusion
In conclusion, the GTBank USSD code *737# provides a convenient mobile banking solution for customers. By registering their phone numbers, account holders can access services like funds transfer, bill payment, airtime purchase, and account balance checks directly from their phones without internet. The activation process is simple, and transactions are completed instantly through a secure USSD menu interface.