You need USSD Codes for loans in Nigeria if you want to access quick loans. Apart from the fact that they are fast, they do not require smartphones or mobile data, and you do not have to go to the bank to start queuing for a loan.
I mean, nobody wants to go to the bank to start filling out loan application forms when you can use USSD codes to access loan information within minutes.
I have compiled a list of the different USSD codes for loans to make it easier for you to access loans. The downside to using USSD codes is that you may not be able to access huge amounts of loans, however, if you need little cash or an urgent 2k some will call it then this is for you.
Table Showing The Complete List of USSD Code For Loans in Nigeria
| Names | Codes |
| AB Microfinance bank | *389*755# |
| Access bank | *901*11# |
| Accion Microfinance Bank | *572*6# |
| Airtel Quick Cash | *561# |
| ALAT Loan By Wema Bank | *945*100 |
| Aledin nano | *903# |
| Carbon Loan | *1303# |
| Ecobank Xpress | *326# |
| Etisalat | *561# |
| Fairmoney Loan | *322*2# |
| FCMB | *329# |
| First Bank First Advance | *894*11# or *894# |
| Glo Cash | *322*1*04225701*Amount# |
| GTBank Soft Loan (QuickCredit) | *737*51*51# |
| Interswitch | *322# |
| Kwikcash | *561# |
| Migo Loan | *561# |
| MTN Cash | *606*4# |
| Paga | *242# |
| Payattitude | *569# |
| Paylater | *1303# |
| Quickteller Loan (Airtel, MTN & 9mobile) | *322# |
| Quickteller – Glo Users | *805# |
| Trader Moni | *540# |
| UBA Loan | *919# |
| Unity Bank Loan | *7799# |
| Zenith Bank Loan | *966# |
How to Apply For Loans Using USSD Code
If you decide to apply for a loan using USSD codes, follow these simple steps:
- Find out the lender’s USSD code.
- Ensure you meet all the requirements for the loan.
- Dial the USSD code on your phone.
- Follow the instructions on the screen.
- Provide the necessary information.
- Wait for confirmation of your loan application.
- Once approved, the loan will be disbursed to your bank account.
Requirements For Getting Loans Using USSD Code
The following are general requirements for getting loans using USSD codes.
- Personal Information – Full Name, Date of birth, & Email address
- Means of identification
- Bank verification number (BVN)
- Bank account (For bank loans)
It is important to note that the loan platform may request other information.
Conclusion
USSD codes have made quick loan access more convenient for Nigerians. However, learning about loan repayment terms and conditions and ensuring to pay on or before the due date is essential to avoid sanctions.